A recent Yahoo Finance article stated that Warren Buffett would prefer access to capital so he can take advantage of “opportunities to pounce on juicy deals.” (1)
Rate of return may look good in certain markets but if you live by return you will certainly die by return sooner or later.
Only permanent life insurance can guarantee that what you want to happen will happen even if you are not here, even if the market fails, and even if your investments don’t earn the interest you anticipated.
People buy homes that they will never get back the money they put in, they buy cars that they will not be able to sell for a profit, and they give money to organizations to help others with no expectation of return.
Don’t get hung up in believing that people only put money in accounts that have the highest potential for gain, and make sure you know the benefits of permanent life insurance as well as the math:
▪ Tax-Deferred Growth
▪ Tax-Free Distribution
▪ Competitive Return
▪ High Contributions
▪ Additional Benefits
▪ Collateral Opportunities
▪ Safe Harbor
▪ No-Loss Provisions
▪ Guaranteed Loan Option
▪ Unstructured Loan Payment
▪ Liquidity, Use, and Control
Name another account that offers a return that will also guarantee that if you do not live long enough to save and invest enough money in that account and earn your expected return your family will receive what could have been. There is no other product that will do that.
The Circle of Wealth® has several presentation tools that can help communicate the benefits of a permanent life insurance policy and the fact that it is not all about rate of return. Our most popular is the 10-minute lesson on life insurance. Click Here to watch our 10-Minute Lesson on Life Insurance video.