We often hear our clients say, “Thanks so much for helping us. We couldn’t have done any of this without you. How much do we owe you?”
The short answer is you owe us nothing. We never charge a fee for our services.
Interestingly, you cannot walk in the front door of ABC insurance company and get the insurance for one penny less versus letting us do the work for you. The insurance company is happy to compensate us for helping and advising you.
But, how do you get paid? If you decide to enroll in a plan we presented, the insurance company will pay our firm a commission. This commission is already built into the rates from all the insurance companies. We have no financial incentive to choose one plan over another or one insurance company over another. We act solely in your best interest.
Also as an independent insurance agency, we shop all the companies and provide detailed comparisons using highly sophisticated software to show you plan options. This unquestionably streamlines the whole process ultimately leading to a decision on the most suitable and affordable option to best suit your needs.
We are required to go through extensive annual training and testing, and each insurance company we represent also requires similar product-specific training and testing each year. Our office is also part of a much larger organization of insurance and financial professionals, including certified public accounts, certified financial planners, and legal experts who can respond to a variety of inquiries.
We want to make doing business with us an easy and hassle-free process. If you have any ideas on how we can improve our services, please let us know. We value and very much appreciate each and every relationship we have established and value your loyalty. Thank you very much for your business.
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Long Term Care Insurance Advisors is an independent insurance broker serving Minnesota and western Wisconsin residents and small businesses for the past 3 decades
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