Facebook-f Instagram Linkedin
Get Your Free Proposal

Find Out How Much Will Long Term Care Insurance Cost

  • 30+ Years Experience
  • A+ Rated Carriers
  • Local Minnesota Advisors

Get My Free LTC Plan & Quote

Long Term Care Quote Form

By submitting this form, you agree to be contacted by Long Term Care Insurance Advisors, Inc. via phone, email, or text for the purpose of discussing long‑term care insurance options. Your information will never be sold or shared with third parties, and you are under no obligation to purchase coverage.

  • Your information is private and never sold.

GETTING STARTED

Here's how it works.

No paperwork until you're ready.

We talk.

Call or schedule online. We’ll spend about 30 minutes learning about your situation — your age, health, what you’re trying to protect, and what concerns you most. That’s it. No application, no commitment.

30-Minute Zoom Call

Within one or two days, we’ll have side-by-side comparisons of 2–5 plans from different
carriers, tailored to what we discussed. We’ll walk through each one in plain language until
everything makes sense.

You decide.

No rush. Most clients have a plan in place within two to three weeks, but some take a couple months. And we don’t disappear after — we’re here for claims, adjustments, and questions for as long as you have the policy.

Explore Your Long-Term Care Options

Backed by relationships with the carriers you trust

These are just a few of the insurance companies we work with.
We offer traditional long-term care insurance, hybrid life/LTC plans, and long-term care annuities-giving you more choices to find the right fit.

Lincoln Financial – MoneyGuard® Fixed Advantage

A hybrid life insurance policy with long-term care benefits that offers flexibility by allowing clients to choose either reimbursement or indemnity (cash) benefit payments. There is no elimination period, and in many cases no medical exam is required

Nationwide – CareMatters® II / CareMatters Together

A hybrid life insurance policy with long-term care benefits that offers flexibility by allowing clients to choose either reimbursement or indemnity (cash) benefit payments. There is no elimination period, and in many cases no medical exam is required

Securian Financial – SecureCare™ IV

A hybrid long-term care policy offering indemnity (cash) benefits with a 90-day elimination period, paid retroactively beginning on day 91. Includes 100% international long-term care benefits, making it an excellent option for clients who travel or may live abroad. No medical exam is required.

OneAmerica – Asset Care®

A reimbursement-style hybrid long-term care policy with no elimination period for home health care and a 90-day elimination period for other types of qualified care. A medical exam is generally required as part of the underwriting process.

Find Out Which Option Fits You
Independent insurance advisors serving Minnesota families for over 30 years.

Quick Links

Contact Us

Follow Us

Facebook-f Instagram Linkedin

© 2026 Long Term Care Insurance Advisors. All rights reserved.

Privacy Policy | Terms of Service