What is Long-Term Care Insurance?
Long-Term Care Insurance, not to be confused with disability insurance, offers people a financial safety net designed to cover a wide range of long-term care services. If you are unable to care for yourself because of prolonged illness or disability, long-term care insurance may pay for the kind of services you need. Such services may include help with activities of daily living, home health care, respite care, adult day care, care in a nursing home or care in an assisted living facility.