Meet Our Founder

Brian Emswiler is President and founder of Long Term Care Insurance Advisors, Inc. LTC Advisors was founded in 1993 as a General Agency with over 1,500 insurance brokers wanting to offer their clients the same great contracts our office was selling to our clients. The key to insurance is understanding the contracts and how they can be superior to other insurance contracts. It is through education that clients will respect and see the value in this approach. Our office has always been on the cutting edge knowing which insurance products are the best. Today, our primary focus is on our clients and their families’ needs.

You never pay a single penny for our service! We are paid a commission from the insurance carrier if we place one of their products, and you never pay extra for that policy. We can save our clients time and money with our Zoom meetings and electronic services, which in turn, eliminate paper waste and travel, helping to conserve the environment.

Our team today specializes in financial services. Brian specializes in non-qualified retirement plans that can never be taxed. Brian’s wife, Caroline, is a Certified Financial Planner with 28 years of experience and has her own firm within the same building. A large support team of employees and home office employees support our clients and their families.

Brian, his wife, Caroline, and son, Ryan, live in Eden Prairie with Hunter, the miniature schnauzer, and two cats named Lew lew and Georgie. Life is never dull around the Emswiler household and Hunter spends every day at the office. Even Ryan has to work around the office keeping things neat and clean. The Emswiler’s are boaters on the St. Croix River during the summer months and will take short ski trips around Minnesota each winter.