Sudden illnesses and accidents can lead to large medical bills. A short term health plan provides instant protection at a low price. Consider short term coverage if you are:
Waiting for employer-provided group insurance to take effect
Waiting for approval for comprehensive health care coverage
Waiting a few months before Medicare coverage becomes effective
A recent graduate from high school or college, not covered under your parent’s plan
Terms – Choose from 30, 60, or 90-day coverage periods
Premiums – Starting as low as $32 per month
Coverage – Most plans include doctor visits, emergency room care, prescription drugs and medical supplies, ambulance services, hospital stays, lab and X-ray services. Actual benefits vary according to the specific plan. Short-term medical plans does not cover any pre-existing conditions.
Deductible – From $300 – $5,000, select an option that best suits your needs
Choice – You may be able to keep your current doctor (depending on the plan you select). In-network providers will give you the best benefits.
Online 24/7 clinics available
Important – Short Term Medical plans do not cover any pre-existing conditions.
Long Term Care Insurance Advisors is an independent insurance broker serving Minnesota and western Wisconsin residents and small businesses for the past 3 decades