Medicare Help

Free Medicare Advantage, Medigap, and Prescription Drug Plan Help

Get Professional Help with Your Medicare Plan

EVERY YEAR – dozens of plans – no two plans alike – potential changes to rates, benefits, formularies, deductibles, and networks. You could spend hours of your valuable time trying to absorb and understand all the information from all the carriers.

Save yourself the frustration. We are here to help YOU. We have trained, experienced, professional advisors who will do all this work for you. And not charge a single penny for our service. Following are a few other reasons why you will want US to help YOU. 

1. As an independent Medicare insurance broker, our services do not cost you a single penny!  (How We Get Paid).

2. We are licensed and thoroughly trained each year by all the top Medicare carriers offering plans in Minnesota.

3. We will carefully guide you through all the steps on how to set up your myMedicare account, request your Medicare card, do prescription drug plan analysis, and confirm whether all your providers are in-network or not.

4. Projecting what your specific list of prescription medications will cost for the
balance of the year is critically important to assure you are in the correct plan. (Learn More)

5. We are here for you throughout the year to answer questions, make recommendations, and resolve any problems or concerns.

6. We have direct access to the insurance companies and can get you help when you need it most.

7. We provide you with free unrivaled support for life.

For you to enroll in a Medicare Part C plan (Medicare Advantage) or Medicare Part D (Prescription Drug Plan), you first must enroll in Medicare Part A (Hospital) and Medicare Part B (Medical).  Following is a brief overview of this process:

Medicare Insurance Help


Medicare Indusurance MN

For you to enroll in a Medicare Part C plan (Medicare Advantage) or Medicare Part D (Prescription Drug Plan), you first must enroll in Medicare Part A (Hospital) and Medicare Part B (Medical).  Following is a brief overview of this process:

HOW DO I SIGN UP FOR MEDICARE?

If you are currently enrolled in Social Security and will have received at least 4 monthly benefit checks prior to your 65th birthday month, you will automatically be enrolled in Medicare Parts A and B, effective the first day of your birthday month (if your birthday falls on the 1st, Medicare will be effective the 1st of the prior month). 

You will receive a Medicare card in the mail from the Social Security Administration.

Free Medicare Advantage and Medigap Help

Get Professional Help with Your Medicare Plan

EVERY YEAR – dozens of plans – no two plans alike – potential changes to rates, benefits, formularies, deductibles, and networks. You could spend hours of your valuable time trying to absorb and understand all the information from all the carriers.

Save yourself the frustration. We are here to help YOU. We have trained, experienced, professional advisors who will do all this work for you. And not charge a single penny for our service. Following are a few other reasons why you will want US to help YOU. 

1. As an independent Medicare insurance broker, our services do not cost you a single penny!  (How We Get Paid).

2. We are licensed and thoroughly trained each year by all the top Medicare carriers offering plans in Minnesota.

3. We will carefully guide you through all the steps on how to set up your myMedicare account, request your Medicare card, do prescription drug plan analysis, and confirm whether all your providers are in-network or not.

4. Projecting what your specific list of prescription medications will cost for the
balance of the year is critically important to assure you are in the correct plan. (Learn More)

5. We are here for you throughout the year to answer questions, make recommendations, and resolve any problems or concerns.

6. We have direct access to the insurance companies and can get you help when you need it most.

7. We provide you with free unrivaled support for life.

For you to enroll in a Medicare Part C plan (Medicare Advantage) or Medicare Part D (Prescription Drug Plan), you first must enroll in Medicare Part A (Hospital) and Medicare Part B (Medical).  Following is a brief overview of this process:

HOW DO I SIGN UP FOR MEDICARE?

If you are currently enrolled in Social Security and will have received at least 4 monthly benefit checks prior to your 65th birthday month, you will automatically be enrolled in Medicare Parts A and B, effective the first day of your birthday month (if your birthday falls on the 1st, Medicare will be effective the 1st of the prior month). 

You will receive a Medicare card in the mail from the Social Security Administration.

Medicare Insurance Help


If you are not currently receiving monthly Social Security benefit checks, you will need to self-enroll into Medicare.

It is recommended that you enroll in Medicare Parts A & B about 3 months prior to your 65th birthday month. 

Three options for enrolling in Medicare include:

You will receive your red, white, and blue Medicare card in the mail from the Social Security Administration. Now you are officially able to review plans, select a plan, receive Medicare quotes, and enroll in a plan.

AND THEN....

Comparing Medicare quotes to find who has the most suitable and affordable Medicare plan in your county will depend on what doctors and clinics you use and how often you use them.

Once you share your doctors and clinics, we can add your current prescription medications to the mix. Our software will then search for the most competitive Medicare plans that match your criteria.

The monthly premium for a Medicare Advantage plan can vary broadly from very little to a lot. The same can be said for “stand-alone” prescription drug plans. Medigap plans, which offer the most comprehensive coverage, are usually the most expensive plan option but may provide good value depending on your personal circumstances.

In 2023, 65.7 Million People Were Enrolled in the Medicare Program, Which Equates to 18.7 Percent of all People in the United States.  

Source: census.gov

What is a Medicare Advantage plan?

Medicare Advantage is Part C of Medicare.  Medicare Advantage plans, offered by private insurance companies, take the place of Medicare Parts A & B and often include Part D drug coverage as well.  

With this arrangement, you will receive all your Medicare benefits from the insurance company offering the plan. Many Advantage plans may include benefits that are not offered by Medicare A & B, such as routine physicals, eye exams, hearing exams, dental benefits, eyeglass allowance, over-the-counter benefit, gym membership, prescription drugs, and hearing aids.

What is a Medicare Supplement plan (aka Medigap plan)?

A Medicare Supplement is an insurance plan offered by private insurance companies that provides coverage for the “gaps” in Medicare.

When you combine Medicare Parts A & B with a Medigap plan, you can receive 100% coverage for most expenses eligible under Medicare. Since Medigap does not cover prescription drugs, you usually will add a stand-alone Part D drug plan to complete your package.

What is a Medicare Cost plan?

A Medicare Cost plan is a type of Medicare plan that is neither an Advantage plan nor a Supplement plan. These plans are offered by private insurance companies in a limited number (21) of mostly rural counties in Minnesota.

Until a change in the federal law effective in January 2019, Medicare Cost plans were available statewide and were the most popular type of Medicare plan option. They had reasonable premiums, large networks, and good benefits. Cost plans are definitely worth considering if they are offered in your County.

FINALLY....

We will provide a thorough, comprehensive review of your personal situation to narrow down the choices for the plan that would work best based on your unique circumstances.

Just submit a request for a Medicare insurance quote. Then, select a quote for Medicare that aligns with your budget and needs. By doing so, you agree to receive this information, and a personal contact from our office. Or give us a call at (952) 937-9127.

You Owe it to Yourself and Your Family!

Get your free Medicare Quote Today!